I agree with both Paul and Marcia. Matthew 18:20 does not say that "where two or more are gathered" one is for delivering and one for receiving forgiveness. Matthew 18:20 does not stipulate that a preacher be present. Matthew 18:20 does say that Jesus will be there. If Jesus promises that he will be there, how can Lutheran's deny that this might be called a church? Who gave you that power to make that decision of others? I am Lutheran. In the last days, when we are all called to judgement, I want God to have seen my worship of Him, my faith given to me by the Holy Spirit and belief in Jesus Christ. Even if I am a church of one.